COVID-19 Business Information and Resources

California Capital continues to provide business training and counseling services to our communities.   Please visit our calendar for a list of classes that are now offered online.

For one-on-one assistance with your business, counseling services are available by internet and telephone.  Please visit our Women’s Business Center or Procurement Technical Assistance Center for more information.


For SBA Disaster loan information please go to the website

Resources regarding the CARES Act/Paycheck Protection Program:

Businesses who do not qualify for SBA Disaster Loans may be eligible to apply for disaster financing up to $50,000 through the California Disaster Relief Loan Guarantee Program. For information visit:

If you are outside of the Greater Sacramento area please contact your local FDC –  FDC’s by Geographic Area

If you need one on one advising to assist your business through the Disaster loan programs please visit the Small Business Development Center (SBDC) and sign up for free services at

If you are looking for a Non-Disaster loan for $150,000 and under please complete the preliminary information form.

Federal and State Government Resources

Resources to Help Businesses Maintain Their Operations

  • The California Office of the Small Business Advocate is available to help businesses identify resources and obtain answers to key questions (to the extent known).  They created a very user friendly page, “How We Can Help,” and continue to update a helpful FAQ for small businesses.
  • Find your local small business assistance center through the California TA Providers Guide.  At these state- and federally-funded business assistance centers, small businesses and nonprofits can access free one-on-one business and management counseling and training, including the discussion of options for accessing capital.
  • California Small Business Development Centers has a resource page, which includes both state and federal information for small businesses: There is also a California Resource Guide with detailed information about federal programs serving California, including the SBA Disaster Economic Injury Loan Program.  Connect with California SBDCs at
  • GO-Biz is hosting a COVID-19 resource webpage with links to the IBankLabor and Workforce AgencyFranchise Tax Board, and Department of Tax and Fee Management:
  • USDA Rural Development has launched a COVID-19 resource page.  Board range of resources from affordable housing, business development, to utilities.

Extension of Certain State and Federal Tax Filing Deadlines

  • State Income Taxes:  The deadline for filing personal and corporate income taxes has been extended to July 15, 2020.  The Franchise Tax Board’s COVID-19 webpage has important information about filing state income taxes, including a FAQ, and can be found at:
  • State Sales and Use Taxes:: CDTFA Offers Immediate Interest-Free Deferred Payment Plans for Small Businesses
  • Federal Income Taxes:  The deadline for filing federal personal and corporate income taxes has been extended to July 15, 2020.  The IRS has established a special section to assist taxpayers, businesses, and individuals impacted by coronavirus.  Updates will be shared on this webpage, and IRS guidance on deferring tax payments can be found under “News Releases”:
  • State Payroll Taxes:  Employers experiencing a hardship as a result of COVID-19 may request from the EDD an extension of up to 60 days to file their state payroll reports and/or deposit state payroll taxes without penalty or interest.  A written request for an extension must be received within 60 days from the original delinquent date of the payment or return.  For questions, employers may call the EDD Taxpayer Assistance Center toll-free from the U.S. or Canada at 1-888-745-3886.  More information on how to request the extension and other services through EDD is available at:

Accessing Capital – Public and Private Financial Resources

State Programs:  California’s Small Business Finance Center provides small businesses access to a range of financial products, including the Small Business Loan Guarantee (guarantee through private lenders) and the Jump Start Program (direct loans to businesses).  California also offers a loss reserve-style credit enhancement program, the California Capital Access Program, to encourage private lenders to provide small business loans.

Federal Programs:  The federal Small Business Administration has activated its Economic Injury Disaster Loan Program, which offers low interest loans with a deferred initial repayment date of next year,as well as a range of other disaster and non-disaster loan programs.  Information about these programs, including those funded under the recently enacted CARES Act is available through this webpage:

Existing Loans:  State and federal regulators of financial institutions have issued a special directive to lenders to work constructively with businesses in modifying existing loans.  This directive, issued on March 20, 2020, can be accessed at:

Employer Guidance from California Labor Agency

Employer Guidance from the Federal Government

  • The federal Center for Disease Control and Prevention provides guidance for businesses and employers here.
  • The federal Small Business Administration is providing guidance and consistently updating information about loans, contracting opportunities, and other resources available here.

Resources Available to Employees

Local Resources